Joseph is a CERTIFIED FINANCIAL PLANNER™ professional with Capital Management Group of New York. He also holds the designations of Certified Public Accountant (CPA), Retirement Income Certified Professional® (RICP), FINRA series 7, 66 registrations, and life and health insurance licenses in various states. His experience and dedication to continued learning over the last 14 years has allowed him to be a valuable resource to his clients in achieving their financial goals. When working with clients, he employs the core values of organization, accountability, objectivity, proactivity, education and relationship. In his prior occupation, Joseph worked as an auditor at PricewaterhouseCoopers, a top global accounting firm.

Joseph was born into humble beginnings in a single parent household in the South Bronx. He was fueled by the challenges he faced to strive for success in order to avoid the financial struggles he experienced. Joseph was a firstgeneration college attendee and graduated Summa Cum Laude with a Bachelor of Science degree in Accounting from the University at Albany.

In addition to his continued focus on helping his clients achieve their financial goals, Joseph is dedicated to giving back to his community through mentoring and teaching financial literacy. Joseph is a frequent contributor to various publications, covering topics from financial planning to financial risk management, and has been a speaker on various panels for educational and professional organizations. He was recently recognized as one of the financial experts for the Business Insider Money Council. He also served as a junior board member and financial presenter for 12 years at World of Money, a non-profit organization. In his personal time, Joseph also enjoys traveling with his wife, trying new cuisines, reading, basketball, and exercising.

CA Insurance Lic# 4049815 Equitable Advisors does not provide tax or legal advice. Please consult your tax and/or legal advisors regarding your particular circumstances.